Southern California Mortgage Expert Specializing in Home Loans with Little or No Money Down

You Are About To Discover All The Information You Need To Stop Paying Rent Forever!

,

Dear Future Homebuyer,

Welcome!  Please take a moment to review the site, where I guarantee you'll find the necessary information to assist you in purchasing your new home.  I am a Mortgage Consultant serving Orange County, California and the surrounding areas.

Home ownership is one of the key ingredients to building wealth in this country.  Every day you are renting you are throwing money away.  You can't get rich renting!

Did you know that you can own a home with very little money down EVEN if you have had a bankruptcy or less than perfect credit?

Purchasing a home is most likely the largest financial transaction of your life.  Every client has different needs and some with credit challenges.  If I can't approve your loan today, I will educate and work with you in our "Get Mortgage Ready" program.  I've assisted homebuyers like you for 13 years.  I understand the financial pressure put on today's households.

I work hard to structure loan packages to fit households based on their financial situations.  With so many confusing options for mortgage loans, I give recommendations to take control of credit problems while rapidly increasing your credit score.  I promise honest answers so that you have the confidence to meet your goal of home ownership.  I invite you to sign up for a Free copy of my report on "Building a Better Credit Record."  The key is credit improvement, not credit perfection.  Please accept that your credit goals may take a while to be achieved.  Our "Get Mortgage Ready" program is designed to help buyers who are not able to be approved for a mortgage loan yet.  Get preapproved soon. 

Make sure you sign up for my Free Reports, browse my Loan Resources section, fill-out a FREE No-Obligation Secure Online Loan Pre-Application, or call me on my direct line at (949) 459-6888 or toll free voicemail (888) 208-6013.

I am here to help you with all your mortgage needs.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other California mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.
There is no obligation and your e-mail privacy is safe with us.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Santa Ana, California office at (949) 459-6888.  I am here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Santa Ana, California office at (949) 459-6888.

Before you leave, make sure you review the California Home Buying Resources, Insider Reports and Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

California Mortgage & Real Estate News

 

Listen to the
"Mortgage Expert"

Please Click the Play Button To Hear a Special Message from Gail



Credit Repair Common Questions


What Others Say

(Click on the play arrow for a special message from Tim and Kelly Getchell)


Rancho Santa Margarita, CA

Click here to view a 1 minute message from Jennifer & Troy



I took a huge leap of faith during a difficult divorce and purchased a home over two years ago with an adjustable rate mortgage. My story doesn’t end here. Recently, I considered selling my home since life’s unexpected challenges were making it difficult to meet my financial obligations and my minimum monthly payment increased by over $400. Then a co-worker referred me to Gail, who reviewed my mortgage, debt situation and credit challenges. She came up with a new mortgage solution to keep me and my children in our home. Thanks to Gail we have a better financial future!

Many thanks!!!

Mara H. – Riverside, California

"Gail and I had a lot of fun putting all of this together and making it all happen in Oregon to purchase a vacation home. She really watched out for us, completely dedicated from the beginning of the loan process... Hope to keep in contact in the future!"

Mike Mercadante,
Long Beach, CA

Eagle Point, Oregon
Vacation Home

Gail!

I can't tell you how happy I am that Calvo finally closed for you! You deserve 10X the fee on this one, YOU HAVE REALLY EARNED IT! Each time we work together, I have more respect for you as a professional! You really care about the client and that is an amazingly RARE thing these days and I just thought that you should hear that from someone besides the little voice inside that we all hear but don't always believe!

Sincerely,

Jay Mills, Escrow Officer
Pickford Escrow Company, Inc

Click on the play arrow to hear a  message from Cheryl M. regarding her recent "Loan Modification"

 Corona, California

We are saving $2,000 a month!

We would like to thank you and your staff for the excellent service and a job done right. We were impressed!

Thanks to Gail Rogers, we now save $507 a month with our new loan. Consolidating all our debt has given us freedom and peace of mind.

Tom and Carla Cooke
Buena Park, California

Thank you so much for your hard work.  The loan funded and we've already started improvements on our home.  You were helpful and knowledgeable.  This was a difficult loan to navigate and you helped me out a great deal.  Very quick to respond to all my questions.

David Sage,
Castaic California

Dear Gail,

Thank you so much for assisting us with our new home. Pat and I rented our unit for 5 years. We've had good income for the last 2 years, but very little savings. Your knowledge with the 100% loan programs gave us the ability to finally buy a home. We appreciated everything you did for us. Again, thank you!

Jean and Pat
Rancho Santa Margarita, CA
WITH MANY THANKS. COULDN'T HAVE DONE IT WITHOUT YOU.

THANKS FOR ALL YOUR HELP!

LYNNE JOHNSON
LOS ANGELES, CALIFORNIA

Pre-Qualify Now


$


$

$